Insights for Every Family

The pandemic and other national and world events have made it difficult for a large number of people to pay their bills on time. Instead of using their time and energy to maintain and improve their overal...

Financial discipline involves creating a budget and sticking to it, monitoring expenses, tracking spending patterns, and setting goals for making changes in spending habits. It also means being smart ...

Many people spend their hard-earned cash on a variety of expenses, from dining out to the latest gadgets. Understanding where your money goes can help you make smarter financial decisions and set yourself ...

Winter heating costs can be challenging, but New Hampshire’s Fuel Assistance Program (FAP) is here to help. This initiative, part of the federal Low Income Home Energy Assistance Program (LIHEAP), provides critic...

With interest rates rising and inventory tightening, homeownership in America can seem like an impossible goal. But hope remains—not just in certain cities, but through federal and state assistanc...

As inflation and rising prices continue to put pressure on household budgets, many families are struggling to keep up with utility bills, rent, and daily expenses. During these difficult times, the Te...

Worried your credit score is too low to get a mortgage? You’re not alone—and you still have options. Getting a home loan with bad credit may be harder, but the right lender and lo...

In an era where education costs are soaring, finding financial support is more crucial than ever for students across America. The good news? There are numerous avenues for students to acquire 'free money', f...

WASHINGTON - Universal basic income (UBI) is a government program in which every adult citizen receives a set amount of money regularly. The goals of a basic income system are to alleviate poverty and replace other need-based...